Seniors and Retirement

From October 1, 2019 to March 31, 2021, we are offering FREE English-language information sessions on personal finances and estate planning. This is possible thanks to Canadian Heritage program funding.

Using a variety of formats — online and in-person interactive seminars, hands-on workshops, and lectures with discussion — we present information on budgeting, saving, investing and estate planning.

A hallmark of our financial literacy programming is brand neutrality.

For more information, please email our Financial Literacy Coordinator, Natalie Dominguenatalie@atwaterlibrary.ca.

ONLINE Resources for COVID-19 Confinement

While the Atwater Library building is closed, we are offering resources online.

NUTRITION on a BUDGET
WEDNESDAY, August 5, 2020 — 1:00 to 2:00 pm
ZOOM Q&A
Live on Zoom, ask questions to registered dietician Jaimie Yue and share your tips for meals and snacks that are both nutritious and affordable.
REGISTER in advance and get the Zoom link: natalie@atwaterlibrary.ca
Video (50 minutes) with Jaimie Yue, Registered Dietitian: Eat well on a budget. You can sign up for her newsletter here and receive a free eBook with recipes.

PERSONAL FINANCES in Times of Crisis
Video (20 minutes) with Michel Gariépy, analyst with Autorité des marchés financiers (AMF). He gives tips for saving money and shares the AMF Budget Sheet and Balance Sheet forms.

RRIF (Registered Retirement Income Fund)
Video (29 minutes) with Certified Financial Planner Lynn Bennett.

BUDGETING BASICS 2: Protect Your Money and Online Resources
Video (35 minutes) with computer instructor Liz Perrin. She discusses online consumer resources and gives pointers for guarding against scams and fraud.

BUDGETING BASICS 1
Video (33 minutes) with instructor Liz Perrin on the importance of a budget, even in difficult times, and the three steps to creating one: planning, making and reviewing. Examples of free online budgeting tools are included.

FRAUD PREVENTION
Video (25 minutes) with Michel Gariépy, analyst with Autorité des marchés financiers (AMF): COVID-19: Watch Out for Financial Fraud!

WILLS
Video (25 minutes) with Ann Soden, Ad. E., Elder Law Lawyer and mediator, and Anna Kamateros, notary, in conversation with our Financial Literacy Program Coordinator, Natalie Domingue. Includes information on how people can write their own “holograph will” while physically isolating, with pointers for minimizing the risk of challenges after death.

Éducaloi’s detailed guide on Wills.

INCOME TAX
Slideshow by Certified Financial Planner Lynn Bennett with helpful info, especially for seniors, for filing your income tax return by the June 1st deadline. Changes since last year and new COVID-19 benefits are highlighted.

Video (41 minutes) with Certified Financial Planner Lynn Bennett.

Video (21 minutes) with computer instructor Liz Perrin giving helpful step-by-step guidance for FILING YOUR INCOME TAX RETURN ONLINE with UFile.ca.

REGISTER for one or both Zoom sessions by contacting Joanna Bateman with our partner Literacy in Action: info@lia-estrie.org or call 819-346-7009.

Upcoming Events in Our Building

Nothing is scheduled because of coronavirus/COVID-19.

Past 2020 Events

THURSDAY, January 16, 2020 – 12:30 to 1:30 pm
HOUSING OPTIONS FOR SENIORS
Janet Torge shares Radical Resthomes’ vision and discusses housing models that meet seniors’ needs. Discussion with Q&A.
No advance registration.

WEDNESDAY, January 22, 2020 – 1:00 to 3:00 pm
PROGRAMS AND SERVICES FOR SENIORS – SERVICE CANADA
Michèle Payette, Citizen Service Specialist, Service Canada, conducts an information session on Old Age Security (OAS), Guaranteed Income Supplement, OAS Allowance for spouses and common-law partners, issues for immigrant seniors, issues for caregivers, and more. Discussion with Q&A.
No advance registration.

WEDNESDAY, January 29, 2020 – 1:00 to 3:00 pm
POWERS OF ATTORNEY, PROTECTION MANDATES AND OTHER TOOLS FOR PLANNING AHEAD
Richard Goldman, lawyer and legal plain language specialist with Éducaloi, conducts an information session. Discussion with Q&A.
No advance registration.

WEDNESDAY, February 5, 2020 – 1:00 to 3:00 pm
LANDLORDS AND TENANTS: RIGHTS AND RESPONSIBILITIES
Leah Gardner, lawyer and legal plain language specialist with Éducaloi, conducts an information session on rental housing. Presentation with Q&A.
No advance registration.

WEDNESDAY, February 12, 2020 – 1:00 to 3:00 pm
YOUR 2019 INCOME TAX RETURN
Lynn Bennett, Certified Financial Planner, gives an overview of 2019 provisions of federal and provincial income tax, particularly pertaining to seniors. We’ll look at tax treatment for different types of income and expenses, and some of the credits and strategies you may use to optimize your tax bill. Moderated Q&A after the presentation.
No advance registration.

*TUESDAY, February 18, 2020 – 10:30 am to 12 noon
The South Asian Women’s Community Centre, 1035 Rachel St. E., Montréal
PERSONAL FINANCE ESSENTIALS for NEWCOMERS to QUEBEC
Michel Gariépy, analyst with Autorité des marchés financiers (AMF), conducts a session with discussion.
*Please note that this is NOT at the Atwater Library but instead at The South Asian Women’s Community Centre, 1035 Rachel St. E., Montréal.

WEDNESDAY, March 4, 2020 – 1:00 to 3:00 pm
WOMEN AND FINANCES: AN ESSENTIAL GUIDE TO THE BASICS OF SAVING, INVESTING AND PLANNING
Deborah Leahy, Investment Advisor with Edward Jones, conducts an information session. Presentation followed by Q&A.
No advance registration.

CANCELLED: THURSDAY, March 19, 2020 — 5:00 to 7:00 pm
Literacy in Action, 5 Connolly Street, Lennoxville
BUDGETING 101, presented in partnership with Literacy in Action
We hope to reschedule.

CANCELLED: TUESDAY, March 24, 2020 — 4:00 to 6:00 pm
Shawville-Clarendon Library, 356 Main Street, Shawville, QC 
YOUR 2019 TAX RETURN, presented in partnership with the Regional Association of West Quebecers

CANCELLED: WEDNESDAY, April 8, 2020 – 1:00 to 3:00 pm
YOUR 2019 INCOME TAX RETURN
Lynn Bennett, Certified Financial Planner, gives an overview of 2019 provisions of federal and provincial income tax, particularly pertaining to seniors. We’ll look at tax treatment for different types of income and expenses, and some of the credits and strategies you may use to optimize your tax bill. Moderated Q&A after the presentation.
No advance registration.

CANCELLED: WEDNESDAY, April 22, 2020 – 1:00 to 3:00 pm
WILLS: DRAFTING, PLANNING AND AVOIDING CHALLENGES

Ann Soden, Ad. E., Elder Law lawyer and mediator, and Anna Kamateros, notary, conduct an information session on drafting wills and how to avoid or reduce challenges following death.  Moderated Q&A after the presentation.
No advance registration.

CANCELLED: WEDNESDAY, April 29, 2020 – 1:00 to 3:00 pm
HOW TO FIND A FINANCIAL ADVISOR and HOW TO PREVENT FRAUD
Michel Gariépy
, analyst with Autorité des marchés financiers (AMF), conducts an information session. Presentation followed by Q&A.
No advance registration.

FRIDAY, May 15, 2020 — 10:00 to 11:00 am
TIPS TO MAKE AND USE YOUR OWN BUDGET
BUDGETING BASICS Zoom Session 1 with computer instructor Liz Perrin and in partnership with Literacy in Action.

FRIDAY, May 29, 2020 — 10:00 to 11:00 am
PROTECT YOUR MONEY AND ONLINE RESOURCES
BUDGETING BASICS Zoom Session 2, also with Liz Perrin and in partnership with Literacy in Action.

Free Literature

We have a public display of free English-language literature by Éducaloi and Autorité des marchés financiers (AMF) on our main floor, just inside the Computer Centre. Included are booklets on financial and estate planning.

Financial and Estate Planning Booklets

Past Offerings

From 2013 to March 2017, we offered free sessions on financial literacy for people planning for retirement and seniors with funding from the Education and Good Governance Fund of Autorité des marchés financiers (AMF). This was preceded by a successful pilot project funded by Canadian Heritage. In 2016, Capital One made a donation.

From January to September 2019, we conducted free sessions for seniors with project funding from the Lindsay Memorial Foundation.

Click here to see the list of 2019 offerings.
Click here to see the list of 2017 offerings.
Click here to see the list of 2016 offerings.
Click here to see the list of 2015 offerings.
Click here to see the list of 2014 offerings.
Click here to see the list of 2013 offerings.